Is it worth it to sell off your property in India and invest in an EB-5 visa in the USA?

Is it worth it to sell off your property in India and invest in an EB-5 visa in the USA?

4 Answers

This is a very subjective question and will depend largely on your particular circumstances.
Here are 10 questions that you should ask yourself:
  1. How important is it that I immigrate to the USA?
  2. Are there other immigration options other than an EB-5 visa that I should consider?
    1. EB-5 should often times be considered a last resort.
  3. What financial position will I be in if my EB-5 investment fails?
  4. (For direct investments) How much skill and experience do I have in the business that I am considering investing in?
  5. What type of return am I expecting on my EB-5 investment?
  6. Was my property in India obtained lawfully?
    1. Your EB-5 investment funds must have been obtained lawfully. You will need to document this as extensively as possible to comply with the EB-5 visa requirements.
  7. Am I comfortable making a true “at risk” investment?
    1. Your investment for an EB-5 visa must be “at risk.” This means that the investment must be subject to total loss. There can be no guarantee that you receive any portion of your investment funds back.
  8. Can I afford to have my investment funds tied up for several years?
    1. As I mentioned above, the EB-5 investment funds must be at risk. These funds must be at risk from the time of initial investment until the approval of your Form I-829.
      1. This is roughly a 4 to 5 year timeline.
  9. Do I view my EB-5 investment primarily as a vehicle for US immigration or as more of a true financial investment to generate a return?
    1. EB-5 investments, especially in regional centers, do not generate the highest returns.
  10. Am I ok with the tax implications of US lawful permanent residency?
    1. As a lawful permanent resident in the US, you are taxed on your global income.
      1. Note: These details should be fully discussed with a licensed US tax attorney. (I’m an immigration lawyer, not a tax lawyer)
I hope these questions help you come to the right decision for you and your family. Before you decide one way or another, you should consult with a licensed US immigration lawyer with experience with the EB-5 visa. They will be able to guide you on a personal level.Feel free to email me directly with any other questions at seth@goldberg.com.co
Heres some additional information on the EB-5 visa:
  1. About the EB-5 Visa Classification
  2. EB-5 Investors
  3. EB-5 Resources

Indians Among Top Investors In Residential Property in the US
Lubna Kablyl, Times of India reporter wrote in 2017 that Indians were now the fifth largest investors in the USA residential real estate industry. He added that while the nationals of China continue to lead as foreign investors in the United States residential property, spending $31.7 billions during the 12 month period ending in the month of March, 2017, Indians now have emerged as a major competitor. Indians have, in fact, bought residential property worth $7.8 billions in the same period.
According to a 2017 survey which provided the data Lubna Kablyl quoted, between April 2016 and March 2017, it reported that foreign buyers bought 153 billion US dollars of residential property during those 12 months.
Chinese nationals led among foreign buyers, purchasing property that were worth $ 31.1 billion, Canada followed with $19.0 billions, the UK third with $9.5 billions, Mexico was fourth with $9.3 billions and India fifth with $7.8 billions. The report added that most of the buyers from India, Mexico and China were living in the USA.
Perhaps among the factors that might be contributing to this real estate boom for Indians is the EB 5 Visa Program and EB 5 Investment Program for Indians.
According to The Economic Times, an increasing number of Indians today are lining up to spend millions of dollars so as to establish business in the USA via invest and migrate scheme sponsored by the government.
The EB-5 visa programs is some paid invitation to the non-Americans to invest in USA where the investor and the immediate family is eligible for the 'Green card’.
According to National Association of Realtors (NAR), the most preferred residential property market included Arizona, New Jersey, California, Texas and Florida. NAR report said that a new president plus the dollar valuation against Indian currency together with tweaks in visa system all seemed to have not prevented NRI from investing in the property market. It said majority of such investors see the USA market as some kind of blanket security that is susceptible to lesser turmoil in comparison with Indian property market, and to some extent the Bombay Stock Exchange.
Trulia’s chief economist Jed Kolko not long back said their online searches revealed that mostly Indians were looking for residential property in/ and around the Silicon Valley. This is where people from India were heavily recruited. Furthermore, he said there also were investments in suburbs and close to educational institutions.
In this regard, if you are an Indian who wishes to invest in residential property in Seattle, you should apply for EB 5 USA Immigration Visa Seattle to fulfill your investment dreams.
American Life : EB5 visa, Real estate development seattle, USA
Website : Regional Centers
Contact Us on : +4402032860352  
81 Views · View Upvoters44

Unfortunately there is no right or wrong answer to this question. You should make a list of pros and cons and then decide for yourself whether it is worth it. One thing I can say, which applies to any investment opportunity (and EB-5 is both an investment and immigration decision), is you should not risk more than you can afford to lose.
In my opinion, it is very risky to sell off all of your assets in order to pay for the $500,000 or $1,000,000 EB-5 investment. If you only need to sell off a portion of your assets (for example 25%), then you still have significant assets to fall back on in case the EB-5 investment opportunity results in a loss.
You should also note that for most EB-5 Regional Center projects, you need to have a net worth of at least $1,000,000. So if you don’t have at least $1,000,000 in net worth (excluding your primary residence), then you may not even be eligible for EB-5.
Please feel free to contact me with any further EB-5 questions!
191 Views · View Upvoters
Definitely not worth it. Because
  1. sell off your property. Is it all of your property or just a part? If it is all , then definitely no, else may be.
  2. All businesses comes with a risk factor. So if you lose it, you might lose both money and GC. With respect to current political fiasco in US, I would definitely not do it.
  3. Earning is difficult, spending is super easy.
Why not try something like earn something new and make use of that money?
Let me know how it goes.



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